What is Advisor Alpha?
A recent Vanguard study has illuminated a compelling truth: engaging with an advisor who is well-versed in industry best practices can potentially add up to 3% in net returns in additional value for clients.¹ This finding is a testament to the profound impact that expert financial guidance can have on wealth accumulation and management. The framework utilized in the study is aligned with our approach to wealth management, key elements below.
The journey to future financial clarity begins with a bespoke Financial Blueprint. Recognizing the uniqueness of each individual’s financial situation, we delve deep to create a personalized plan that encompasses more than just investments. It’s a holistic strategy, meticulously tailored to align with your life goals, risk appetite, and long-term aspirations.
Smarter Asset Placement is the next pillar of our approach. We don’t just allocate assets; we seek to position them with precision, aiming to enhance returns and reduce tax liabilities. It’s a calculated orchestration to optimize portfolio allocation for your needs, contributing to your financial narrative in the most effective way.
Retirement should be a time of enjoyment, not financial uncertainty. With Withdrawal Wisdom, we design a spending strategy that seeks to grow your wealth and achieve longevity throughout your retirement. It’s about making informed decisions that let you relish the rewards of your hard work without monetary concerns.
Our philosophy of Investing Beyond Income emphasizes a balanced approach to total returns. We look beyond mere income generation, considering both growth and income to cater to your financial needs comprehensively. It’s a dual focus that builds a robust investment portfolio designed to serve you today and adapt for tomorrow.
Lastly, our commitment to Saving You Money, Saving You Stress revolves around efficient expense management. By controlling costs, we assist you in retaining more of your earnings. Financial serenity comes not just from increasing income but also from smartly managing outflows to prevent wealth erosion.
Additional ways that we engage with our clients – this work is often done behind the scenes prior to and after client meetings – are as follows:
- Goal review
- Financial planning updates
- Retirement income
- Cash-flow strategy
- Required Minimum Distributions
- Roth conversions
- Charitable giving
- Inherited IRAs
- Tax planning strategies
- Gifting strategies/Legacy planning
- Net Unrealized Appreciation
- Social Security optimization
- Estate planning
- Insurance review
Our work with our clients is not limited to this list. We understand that our client’s lives are dynamic and will evolve and we strive to be our client’s thought partner in their journey. The Vanguard study underscores the importance of a holistic wealth management strategy. Whether it’s coaching a client through a major purchase or forecasting for a career pivot, we are here to support you during the process.
Dave Valdez, CWS®, CLU®, ChFC®
Chief Operations Officer
- https://www.ch.vanguard/content/dam/intl/europe/documents/en/putting-a-value-on-your-value-quantifying-vanguard-adviser-alpha-eu-en-pro.pdf
Source: The Kitces Report Volume 3, 2015, Evaluating Financial Planning Strategies and Quantifying Their Economic Impact
Alaska Wealth Advisors, LLC is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. More information about Alaska Wealth Advisors’ investment advisory services can be found in its Form ADV Part 2 and/or Form CRS, both of which are available upon request. Material presented has been derived from sources considered to be reliable, but accuracy and completeness cannot be guaranteed.
