Baby Budget in 4 Steps
Should I Freeze My Child’s Credit?
I have to admit I had not really thought much about my kids’ credit. I always thought that was something we would teach them more about as they became teenagers and started looking to get their first credit card. However, I learned something recently that has me thinking more about it and planning to take […]
Technology, Your Budgeting Assistant
Last week the private wealth management team hosted our first brown bag lunch workshop titled “Judgement-Free Budgeting”. We gave each person or couple 90-day access to our professional budgeting software and introduced them to the features of the program. The primary objective of this workshop was to help each attendee utilize technology to create their […]
The Private College 529 Plan
College students like me are painfully aware of tuition prices. What’s more, the cost of attending college is constantly rising. Even still, many families want to help their children pay for college. To accomplish this, many people use tax advantaged college savings vehicles called 529s. Recently, alternatives to the traditional state-sponsored 529 plans have emerged. […]
Alaska’s Economy at Midyear: What do the Data Say?
Sometimes the numbers lead you astray, especially when they up and change. With hundreds of analyses under my belt there have been times when portion of the data haven’t been correct; I would describe the moment you discover that your data isn’t what you thought it was as “dyspeptic”. Sometimes data discrepancies are in your […]
Refining the Rise in Recent Oil Prices
There has been a plethora of headlines lately regarding the most recent appreciation in oil prices. While the recent pull back has left oil at around $65 per barrel, this commodity had 7.5% increase in the first quarter of 2018 and has more than doubled since the trough in 2016! We at APCM thought it […]
Why the Time is Now for Roth Conversions
We have all heard and agree that the Roth IRA can be a valuable strategy for retirement, considering the future tax-free withdrawals. The tax-free withdrawals require you to have reached the age of 59 ½ and held the account for five years or more. In the past, we talked about one strategy of converting money […]
Empowered Kids
One of our mission stated goals is to empower our clients on a path to secure their own financially confident future. For that reason, we regularly host educational events that provide a variety of life and financial tools to help our clients and guests relieve the anxiety around financial planning. The event feedback has been […]
Welcome our newest team member – Krista Dennison
Krista Dennison is the newest member of our client service team. She will be working with Mary Kate Herndon, double-checking the check boxes and submitting forms so that our clients’ financial plans are implemented smoothly. I was born in Anchorage, not far from the ACPM office where I have now been working since January. […]
A QCD for your RMD
With the passage of the Tax Cuts and Jobs Act of 2017, we thought it timely to remind our readers of the Qualified Charitable Distribution (QCD) option available to those individuals that are 70½ or older. If you have charitable intentions, this option may be even more favorable under the tax reform bill. As always, […]