What Is Diversification and Why Is It Important for Your Portfolio?
When it comes to investing, there’s one principle that holds true across time and market conditions: don’t put all your eggs in one basket. That’s the basic idea behind diversification and an essential part of building a resilient portfolio. At Alaska Wealth Advisors, diversification is one of the core strategies we use to help protect […]
Finding My Place in Alaskan Finance
My name is Annmarie Iya, and I was born and raised in Anchorage. I recently graduated from the University of Alaska Anchorage with a bachelor’s degree in mathematics, concentrating in finance, as well as an Occupational Endorsement Certificate in Alaska Native Business Management. I originally began my studies in math to pursue a career in […]
Key Considerations for Early Retirement
Retiring early—before the traditional ages of 59½ or 65—can be an exciting goal. The allure of more free time, travel, and pursuing personal passions can be strong. However, early retirement introduces unique challenges that require careful planning. This guide explores key factors to consider when contemplating early retirement. Retirement Income Planning Can Your Portfolio Sustain […]
What Is a Safe Withdrawal Rate in Retirement?
Planning for retirement means making your savings last—ideally, for the rest of your life. One of the most critical questions retirees face is: How much can I safely withdraw from my retirement savings each year without running out of money? This is where the concept of a safe withdrawal rate comes into play. Understanding […]
Growing Family – Take Some Steps to Protect Them
Preparing to welcome a new baby into the family is an exciting and joyous occasion, but it can also be a scary time with many unknowns. I would know; my wife Anna and I are preparing to do it for a third time with our newest family member expected to join us in May. In […]
Market Update – April 2025
Recent market fluctuations have once again highlighted the unpredictable nature of stocks over the short term. We understand that volatility can be unsettling, but as always, our investment philosophy remains steadfast: focus on what you can control—the strategic mix of investments aligned with your goals and the expenses associated with your investment strategy. During periods […]
2024 IRA and HSA Contributions Reminder
As we navigate market fluctuations, it’s also important to remember key deadlines for retirement contributions. Please note that the deadline for 2024 Traditional IRA, Roth IRA, and HSA contributions is April 15, 2025. IRA Contributions: To contribute to a Traditional or Roth IRA, you must have earned income from W-2 or 1099 employment. The 2024 […]
Securing Your Future: Reclaiming Lost Retirement Benefits
Many Alaskans, like individuals across the nation, find themselves with unclaimed retirement benefits, often due to career transitions or simply losing track of older accounts. At Alaska Wealth Advisors, we recognize the importance of securing your financial future and are committed to guiding you through the process of reclaiming these valuable assets. The Significant […]
Unlock Your Full Financial Potential: Integrating Your Retirement Assets for Optimal Results
Are you maximizing the potential of your entire financial portfolio? For many, employer-sponsored retirement accounts like 401(k)s and 403(b)s represent a significant portion of their wealth. Historically, these assets have often remained siloed, managed separately from your overall financial plan. But what if you could integrate them seamlessly, ensuring they work harmoniously with your long-term […]
The Retirement Picture Has Just Changed for Many Alaskans
The retirement picture has just changed for many Alaskans; are you one of them? I am My husband, John, is a math teacher at Romig Middle School, but I met him when we were both young bankers. It wasn’t until after a 10-year career paying into the social security system that he decided to go […]